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The Last 3 Digits
The Last 3 Digits

The Last 3 Digits

Talking money and everything in between. Hosted by Bola Sol, Nego True & DISUNOMICS.

Available Episodes 10

We want to say thank you to everyone who has supported our podcast over the last two years. A huge shout out to all the guests we’ve had and the change makers who are taking us to new heights. Check out

The New Blxck https://www.thenewblxck.com/home

Today we are joined by Zainab Kwaw-Swanzy, a millennial finance specialist at Barclays. Zainab is responsible for creating innovative features for the Barclays app and is a prominent voice for the millennial finance sector within the business. She’s also co-Chair of the Barclays Black Professionals Forum (BPF) and winner of the Black British Business Awards Financial Services Rising Star 2020 Award. We discuss the culture of corporations changing, FOMO, splitting bills, work/life balance and interviewing employers. Tune in to laugh and learn with TL3D and Zainab.

On today’s episode we talk about the Budget and what was announced. From increased funding in housing to more money being given to support families, it’s clear Rishi’s generosity is shining through for this budget. We also discuss who we would vote for if it were Rishi vs Boris. Make sure you tune in for all the details and hit us up on our socials.

Rishi Sunak OBR has revised up uk economic growth

OBR expects GDP to expand by 6.5% this year compared to 4% forecasted in March

This is below the Bank of England 7.4%

HE says we are better nick so more money to spend

This week we discussed a variety of scams, schemes and robberies regarding finance. From ponzi schemes, fishing, rogue traders and money heisters! 

On this episode we were joined by Ken & Mary, the creators of The Humble Penny. A business started in 2017 that has skyrocketed to over 50,000 subscribers and counting. Disu and Bola ask about how they keep consistent in making quality content. Ken gets into his role as CFO prior to becoming a full time entrepreneur. Last but not least Ken and Mary discuss how they paid off their mortgage in 7 years. Make sure you tune in to the full episode, it’s not one to be missed!

You can find Ken and Mary at www.youtube.com/c/TheHumblePenny/ and https://financialjoyacademy.com/

Bola gets into why she’s got a subscription at £20 per month at Pret and why it’s worth it. We get into the current food shortages and what it means for the Christmas period. With M&S already having 7000 orders for turkeys, we question whether shopping early is the way to get ahead of the curb. We also talk about Telegraph’s article around degree choices based on gender and what that means in terms of financial returns.

Why are people queuing for petrol? With less HGV drivers available, Disu gets into how messy the current supply chain is. With Christmas coming up around the corner, there’s been an offer of temporary visas to 5000 foreign fuel tanker and food lorry drivers. Disu and Bola get into how some immigrants have been treated in the UK and why some of them prefer to work abroad. We also read out Nana’s question on the glorification of uni and white collar roles. We move on to the current issues around energy prices rising and what your best move is if your current provider goes bust. With the cost of living continuing to be on the rise, we discuss the cost of Red Bulls that are £11 and steaks that are up to £630. Let us know on our socials if you have any petrol stories and how much you’d pay to eat at Salt Bae’s restaurant.

We start the podcast by talking about why Nego is currently on a water fast, what’s making Bola look into life insurance and how Disu is coping with his return to work after coming back from holiday. We get into one of the most common mistakes in bookkeeping which is the misallocation of the cost of goods sold. Alexey gets into how the ecommerce market differs in Singapore, Hong Kong and the UK where Osome operates. Nego asks what bookkeeping tips are needed for business growth and Alexey gets into the importance of getting a professional’s advice so your books are done efficiently and are compliant.

This episode is sponsored by Osome. If you’re looking for an e-commerce accountant, check them out: https://osome.com/uk/referral/ecommerce-100/?ref=thelast3digits&aff_name=The+Last+3+Digits&coupon=Last3

Get a £100 off with our discount code: Last3

We start by celebrating Nego having broadband after using hotspot for the last week. We move on to the main topic of the podcast about selling your business which led us to ask, what makes someone sell their business? Apart from money being the leading factor, we discussed having more time, energy and hopefully less stress. Taimur takes us through the importance of having your books in order before selling as well as the importance of getting a good team in place prior to making the sale. We reminisce on some of the biggest mergers and sales including Tom from MySpace and Michael Burch from Bebo. What would make you sell your business?

This episode is sponsored by Osome. If you’re looking for an e-commerce accountant, check them out: https://osome.com/uk/referral/ecommerce-100/?ref=thelast3digits&aff_name=The+Last+3+Digits&coupon=Last3

Get a £100 off with our discount code: Last3

We start this weeks podcast by discussing recent government news of national insurance and dividends going up. We also get into the effect Brexit has had on businesses that have customers outside of the UK. Taimur talks us through all the of the new regulations and how it put some e-commerce businesses off trading for the last 7 months. Tune in to get informed!

This episode is sponsored by Osome. If you’re looking for an e-commerce accountant, check them out: https://osome.com/uk/referral/ecommerce-100/?ref=thelast3digits&aff_name=The+Last+3+Digits&coupon=Last3

Get a £100 off with our discount code: Last3